POSB Bank provides you with a wide range of deposit products with reasonable rates. You also have easy access to your cash through our branches and Singapore's largest ATM network. Log in to digibank Online with your User ID & PIN. Under My Accounts, select Deposits and complete the Authentication Process. Click on the Fixed Deposit Action Button and select Fixed Deposit Premature Withdrawal. Select your Fixed Deposit Account and Deposit Number you wish to withdraw from. Fixed deposit accounts are a low-risk form of investment that allow consumers to earn interest on funds placed with the bank for a predetermined–or fixed–amount of time. They're one of the easiest forms of investing as you simply make your deposit, wait for the set. Rates apply to individual accounts only. Rates quoted are in% p.a. And are subject to change without prior notice. From 21 May 20, interest rates for new placements and renewals in an SGD FD Account will be computed based on the total SGD FD balances, instead of each placement and/or renewal.
Deposit Details
| 8 mths | 12 mths | 18 mths | |
|---|---|---|---|
| $1k to <$20k | 0.60% p.a. | 1.15% p.a. | 1.30% p.a. |
Enjoy 0.60% p.a. for 8 months fixed deposit
Interest rates are applicable for minimum placement amount of $1,000 and maximum amount of $19,999
Interest rates for tenors of 8 months and below are applicable for all customers
Receive 1.30% p.a. for 18 months fixed deposit
Receive 1.15% p.a. for 12 months fixed deposit
Receive 0.95% p.a. for 9 months fixed deposit
Interest rates for tenors of 9 months and above are applicable only to rollover of existing placements at the same tenor
Placements may be made via iBanking or at any POSB branches
You are eligible for this account if you are at least 12 years old
Click here to go to POSB website for more details about POSB Fixed Deposit
Historical Chart and Deposit Rates
* Interest Rates based on highest fixed deposit rate with
maximum deposit amount of $75,000 and 3 to 18 months tenure
POSB / DBS current highest fixed deposit rate is 0.60% p.a. for 8 months tenure with maximum deposit of $19,999.
There is currently no fixed deposit promotional rate for POSB / DBS Fixed Deposits. The current highest fixed deposit rate is a POSB / DBS board rate
The current Money Lobang National Average Fixed Deposit Rates for March 2021 is 0.46% p.a.
The average monthly highest fixed deposit rate for POSB / DBS since 2018 is 1.23% p.a.
POSB / DBS has not had any fixed deposit promotional campaigns
Posb Fixed Deposit Rate
Updated OCT 2020
POSB Fixed Deposit Interest Rate
Posb Fixed Deposit Rate
| Tenure(Months) | Board Rate (%) S$1,000 to S$9,999 | Board Rate (%) S$10,000 to S$19,999 | Board Rate (%) S$20,000 to S$49,999 | Board Rate (%) S$50,000 to S$99,999 | Board Rate (%) S$100,000 to S$249,999 | Board Rate (%) S$250,000 to S$499,999 | Board Rate (%) S$500,000 to S$999,999 |
| 1 mth | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 2 mths | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 3 mths | 0.15 | 0.15 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 4 mths | 0.15 | 0.15 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 5 mths | 0.15 | 0.15 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 6 mths | 0.20 | 0.20 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 7 mths | 0.40 | 0.40 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 8 mths | 0.60 | 0.60 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 9 mths | 0.95 | 0.95 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 10 mths | 1.10 | 1.10 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 11 mths | 1.10 | 1.10 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 12 mths | 1.15 | 1.15 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 18 mths | 1.30 | 1.30 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 24 mths | 0.90 | 0.90 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 36 mths | 0.85 | 0.85 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 48 mths | 0.75 | 0.75 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| 60 mths | 0.75 | 0.75 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |